Unlock Smarter Property Decisions with the Property Profitability Scorecard
Did you know that most of the homebuyers in Singapore face decision fatigue due to the overwhelming number of property options? With high stakes, making the right choice can often feel daunting for first-time buyers and seasoned investors alike. That’s where the Property Profitability Scorecard (PPS) by Zach Lin steps in—a proven framework that takes the guesswork out of property investment, empowering buyers with clarity and confidence.
With extensive experience in Singapore’s real estate market and meticulous analysis of property trends, Zach Lin has successfully developed and implemented the PPS to empower clients to make safe, comfortable, and profitable decisions in Singapore’s competitive property market. Here’s how this tool can work for you.
How the Property Profitability Scorecard Works for Singapore Property Buyers
The PPS evaluates properties in Singapore using 10 key metrics, offering a structured, data-driven analysis tailored to identify profitable property investments and evaluate opportunities in URA transformation areas. Some of these metrics include:
1. Proximity to MRT stations, amenities, and schools (<1km).
2. Entry price comparison vs. nearby projects.
3. Historical price performance and market trends.
4. Upcoming URA transformation projects in the area.
5. Layout and rentability potential.
6. Project size and land use efficiency.
7. Exit strategy: Who is your future buyer?
8. Developer’s track record (for new launches).
The scorecard is a straightforward yet powerful tool that enables buyers to cross-check their desired properties against key metrics. Using these 10 proven criteria, Zach has guided clients in building portfolios that are not only profitable but also aligned with their comfort and confidence. This approach has helped some of his clients achieve profits exceeding $600,000.
To maximise its potential, Zach combines the PPS with in-depth research, data crunching, and other paid tools for a comprehensive property evaluation.
Success Stories from Singapore Property Investments Using the Property Profitability Scorecard
The PPS has guided countless clients toward exceptional investments. Let’s look at three recent success stories:
Case 1: Emerald of Katong (EOK)
| Property Profitability Scorecard (PPS) Criteria | SCORE (0 = NO, 0.5 = NEUTRAL, 1 = YES) | Notes |
|---|---|---|
| Age vs nearby projects | 1 | New launch units, if possible, be day 1 investor |
| Upcoming URA transformation | 0 | Not much major URA transformation is taking place there, all TEL lines are operational now |
| Layout vs nearby projects | 1 | A new harmonisation project! The internal living space is much more spacious than other launches. |
| Proximity to MRT and/or amenities | 1 | If we take an apple-to-apple comparison with Tembusu Grand – EOK is nearer to Tanjong Katong MRT |
| Within 1km to primary schools | 1 | Within 1 km to 2 Primary Schools, Tanjong Katong Primary School and Haig Girls’ School, quite popular schools in the area |
| Entry price vs nearby projects | 1 | The entry price for RCR has tested $2,800 to $3,200 psf even in the resale market, hoping for $2,700 |
| Project size (units, land) | 1 | Decent size development – 846 units, primed for good transaction volume |
| Rentability and rental rates | 1 | D15 is not lacking tenants and highly likely families from Canadian International School |
| Exit strategy (who is your future buyer?) | 1 | Could there be an oversupply? EOK’s exit strategy aligns perfectly with the market supply timing coming down. |
| Developer staging and track record (New launches only) | 1 | Sim Lian Group’s projects have consistently thrived in terms of profitability and strength in major developments. |
| Total Score | 9 | |
| Grade | A | |
PPS Snapshot: Key Highlights and Advice
- Proximity to MRT, spacious layouts, and excellent entry pricing.
- High demand among families due to nearby reputable schools like Tanjong Katong Primary School and Haig Girls’ School
- Zach advised on timing the purchase to avoid oversupply risks, ensuring clients entered at the perfect moment.
PPS Snapshot: Key Highlights and Advice
- Proximity to MRT, spacious layouts, and excellent entry pricing.
- High demand among families due to nearby reputable schools like Tanjong Katong Primary School and Haig Girls’ School
- Zach advised on timing the purchase to avoid oversupply risks, ensuring clients entered at the perfect moment.
Case 2: Hundred Palms Residences
| Property Profitability Scorecard (PPS) Criteria | SCORE (0 = NO, 0.5 = NEUTRAL, 1 = YES) | Notes |
|---|---|---|
| Age vs nearby projects | 0.5 | Around 8 years old but newly MOP |
| Upcoming URA transformation | 1 | Serangoon North CRL Line |
| Layout vs nearby projects | 0.5 | Likely similar to the current EC or condo launches |
| Proximity to MRT and/or amenities | 1 | Walking distance to future MRT station |
| Within 1km to primary schools | 1 | Rosyth Primary School – one of the top primary schools in SG |
| Entry price vs nearby projects | 0 | Resale EC prices will likely be high, around $1,700-$1,800 psf, but still cheaper than condos |
| Project size (units, land) | 1 | Good mid-sized development, 500+ units |
| Rentability and rental rates | 1 | Good rental potential, especially with proximity to the MRT station and NEL line |
| Exit strategy (who is your future buyer?) | 1 | HDB upgraders or families that want to get into Rosyth Primary School |
| Developer staging and track record (New launches only) | 1 | By well-known developer, Hoi Hup Realty, with pretty great finishing |
| Total Score | 8 | |
| Grade | A | |
PPS Snapshot: Key Highlights and Advice
- Close to a future MRT and top schools like Rosyth Primary School, ideal for HDB upgraders
- Strong rental demand and mid-sized development ensure long-term value.
- Zach’s guidance helped clients navigate potential resale risks while maximising rental yield
PPS Snapshot: Key Highlights and Advice
- Close to a future MRT and top schools like Rosyth Primary School, ideal for HDB upgraders
- Strong rental demand and mid-sized development ensure long-term value.
- Zach’s guidance helped clients navigate potential resale risks while maximising rental yield
Case 3: Norwood Grand
| Property Profitability Scorecard (PPS) Criteria | SCORE (0 = NO, 0.5 = NEUTRAL, 1 = YES) | Notes |
|---|---|---|
| Age vs nearby projects | 1 | New launch units |
| Upcoming URA transformation | 1 | Rapid Transit System (RTS), Woodlands CBD transformation, Woodlands (Johor-Singapore Special Economic Zone) |
| Layout vs nearby projects | 0.5 | Likely similar to the current new launches |
| Proximity to MRT and/or amenities | 1 | Next to Woodlands South MRT Station, within 1km to Innova Primary |
| Within 1km to primary schools | 1 | Within 1km to Innova Primary, though it lacks strong branding |
| Entry price vs nearby projects | 0 | Prices will be quite high for Woodlands, or for all condos in the North, at over $2,000 psf |
| Project size (units, land) | 0 | Small-sized development (< 500 units) |
| Rentability and rental rates | 0.5 | Uncertainty remains about whether tenants can support the rental prices |
| Exit strategy (who is your future buyer?) | 0.5 | Lack of HDB upgraders or high-income earners in the area |
| Developer staging and track record (New launches only) | 1 | City Developments Limited is a very reputable developer with an extremely good track record in price growth |
| Total Score | 6.5 | |
| Grade | B | |
PPS Snapshot: Key Highlights and Advice
- Proximity to Woodlands MRT and the Johor-Singapore Special Economic Zone offers future growth potential.
- Zach helped clients evaluate trade-offs like higher entry prices and smaller development size to make an informed decision.
PPS Snapshot: Key Highlights and Advice
- Proximity to Woodlands MRT and the Johor-Singapore Special Economic Zone offers future growth potential.
- Zach helped clients evaluate trade-offs like higher entry prices and smaller development size to make an informed decision.
Takeaway
The PPS is more than a tool—it’s a roadmap to identifying affordable and profitable properties in Singapore’s highly competitive real estate market while mitigating risks.
How to Use the PPS
Step 1: Score your property using the PPS’s 10 metrics.
Step 2: Book a free consultation with Zach to validate your findings and refine your strategy.
Step 3: Leverage advanced tools with Zach’s expert guidance and insights for a comprehensive investment analysis.
The PPS isn’t just about scoring properties—it’s about empowering people to invest wisely, avoid pitfalls, and build long-term wealth. With this scorecard as the basis, it provides a strong starting point for assessment and evaluation of purchase. Coupled with Zach’s expertise and holistic guidance, you will be sure to make the most of every purchase decision
Ready to Make Smarter Property Decisions?
Singapore’s property market waits for no one. Whether you’re a first-time buyer or a seasoned investor, the Property Profitability Scorecard can be your game-changer. With Zach Lin’s guidance, you’ll gain the clarity and confidence needed to secure your financial future. Get in touch today!
